The Navajo Nation Employee Benefit Program offers a Basic Life and Accidental Death & Dismemberment (AD&D) Insurance Program to employees. The Basic Life and Accidental Death & Dismemberment Insurance provides employees 24 hour coverage and is effective the date of enrollment; if enrolled within 31 days of hire date. Otherwise, an Evidence of Insurability will be required.
Both basic Life and Accidental Death and Dismemberment Insurance is based on an employee's annual salary. Below is the amount for each category.
|A. $30,000 or more
|B. $20,000 to $29,999
|$17,000 to $19,999
|D. $14000 to $16,999
|E. $12,000 to $13,999
|F. $10,000 to $11,999
|G. Under $9,999
Dependent Basic Life
Coverage is provided for dependent children from newborn up to the 26th birthday, if qualifications are satisfied.
Notice of Life Claim must be provided no later than 30 days after date of loss and/or dismemberment.
Proof of Claim must be completed and required documents must be submitted.
Proof must be satisfactory to life insurance underwriter.
Allow 2-4 weeks to process once all acceptable documents are received by life insurance underwriter.
Metlife Group Life comes with grief counseling provided by Harris, Rothenberg International, Inc. for you, your dependents, and beneficiaries up to five confidential counseling sessions per event.
For more information:
Metlife Grief Counseling Website
Life benefits are cancelled at midnight on the last day of the calendar month in which employment ends due to resignation, termination, retirement, layoff or loss of life.
MetLife Basic Life Insurance Manager
The group policy may be converted to an individual policy, limitations apply.
For Life Conversions: